Terms of Service

Effective Date: March 30, 2025

Welcome to Broke Rich Auntie (the “Site”), located at www.brokerichauntie.com. By accessing or using this Site, you agree to be bound by these Terms of Service (“Terms”). Please read them carefully. If you do not agree to these Terms, please do not use this Site.

This Site is owned and operated by Zakiya Samuel, individually doing business as Broke Rich Auntie (“we,” “us,” or “our”). For questions regarding these Terms, please contact us at hello@brokerichauntie.com.

1. Acceptance of Terms

By accessing this Site, you confirm that you are at least 18 years of age, have read and understood these Terms, and agree to be legally bound by them. We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms. The date of the most recent update will always be reflected in the Effective Date above.

2. Use of the Site

You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others. You may not use this Site to:

• Transmit any unsolicited or unauthorized advertising or promotional material

• Reproduce, duplicate, copy, sell, or exploit any portion of the Site without express written permission from us

• Attempt to gain unauthorized access to any part of the Site or its related systems

• Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Site

3. Intellectual Property

All content on this Site — including but not limited to text, articles, photographs, graphics, logos, and the overall design — is the property of Zakiya Samuel d/b/a Broke Rich Auntie and is protected by applicable copyright, trademark, and intellectual property laws.

You may not reproduce, distribute, modify, transmit, reuse, repost, or use the content of this Site for public or commercial purposes without our express written permission. Personal, non-commercial use is permitted provided that all copyright and proprietary notices are kept intact.

The Broke Rich Auntie name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Zakiya Samuel d/b/a Broke Rich Auntie. You may not use these marks without our prior written permission.

4. Contributor Content

Broke Rich Auntie may feature content written or contributed by third-party contributors (“Contributors”). Contributor content is published under the individual Contributor’s name and represents their own views and opinions.

While we make reasonable efforts to ensure the accuracy and quality of Contributor content, we do not guarantee its completeness or accuracy and are not responsible for any errors or omissions. The views expressed by Contributors are their own and do not necessarily reflect the views of Broke Rich Auntie or Zakiya Samuel.

All content submitted by Contributors grants Broke Rich Auntie a non-exclusive, royalty-free, perpetual license to publish, display, and distribute such content on the Site and associated channels.

5. Informational Purposes Only

5a. General Disclaimer

All content published on this Site is provided for general informational and entertainment purposes only. Nothing on this Site constitutes professional advice of any kind.

5b. Financial and Career Content

Zakiya Samuel and Broke Rich Auntie are not licensed financial advisors, investment advisors, wealth managers, or career counselors. Content related to personal finance, career advice, financial literacy, money management, budgeting, investing, or related topics is provided for general informational purposes only and does not constitute financial, investment, tax, or legal advice.

You should not act or refrain from acting based on any financial or career-related content on this Site without first seeking the advice of a qualified professional. We strongly encourage you to consult with a licensed financial advisor, accountant, or attorney before making any financial or career decisions.

5c. Health and Wellness Content

Zakiya Samuel and Broke Rich Auntie are not licensed medical professionals, healthcare providers, or certified wellness practitioners. Content related to health, wellness, fitness, skincare, beauty, mental health, or nutrition is provided for general informational and lifestyle purposes only and does not constitute medical advice.

Always seek the guidance of a qualified healthcare provider before beginning any new health, fitness, or wellness regimen. Never disregard professional medical advice or delay seeking it because of something you have read on this Site.

6. Affiliate Links and Sponsored Content

This Site may contain affiliate links, meaning we may earn a commission if you click on a link and make a purchase, at no additional cost to you. We only recommend products and services we believe in, and all opinions expressed are our own.

From time to time, the Site may feature sponsored content or brand partnerships. Any such content will be clearly disclosed in accordance with the Federal Trade Commission (FTC) guidelines. The presence of sponsored content does not affect our editorial integrity or the opinions expressed on this Site.

7. Third-Party Links

This Site may contain links to third-party websites for your convenience and reference. These links do not signify our endorsement of those sites or any association with their operators. We have no control over the content of third-party sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

8. Digital Products and Services

We may offer digital products, downloads, or other services for purchase on this Site in the future. Any such offerings will be subject to their own specific terms of sale, which will be made available at the time of purchase. All sales of digital products are final unless otherwise stated.

9. Newsletter and Email Communications

By subscribing to our newsletter or providing your email address through this Site, you consent to receiving periodic email communications from Broke Rich Auntie. You may unsubscribe at any time by clicking the unsubscribe link in any email we send, or by contacting us at hello@brokerichauntie.com.

We will handle your personal information in accordance with our Privacy Policy, which is incorporated into these Terms by reference.

10. Disclaimer of Warranties

This Site and its content are provided on an “as is” and “as available” basis without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that the Site will be uninterrupted or error-free, that defects will be corrected, or that the Site or its server are free of viruses or other harmful components.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Zakiya Samuel d/b/a Broke Rich Auntie shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, this Site or its content, even if we have been advised of the possibility of such damages.

Our total liability to you for any claim arising out of or related to these Terms or your use of the Site shall not exceed the amount you paid us, if any, in the twelve months preceding the claim.

12. Indemnification

You agree to indemnify, defend, and hold harmless Zakiya Samuel d/b/a Broke Rich Auntie and any of her affiliates, partners, or contributors from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Site or your violation of these Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in New York, and you hereby consent to the personal jurisdiction of such courts.

14. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make changes, we will update the Effective Date at the top of this page. Your continued use of the Site after any modifications constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically.

15. Contact Us

If you have any questions about these Terms of Service, please contact us at:

Broke Rich Auntie

Operated by Zakiya Samuel

hello@brokerichauntie.com

www.brokerichauntie.com